Definition of Insulation Density

Insulation Density

Denser insulation products have more fibers per square inch and, therefore, give you greater insulating power through higher R-values.

Faced Insulation

insulation with an attached vapor retarder (kraft paper or foil-backed paper).

Fiber Glass Insulation

An energy-efficient glass fiber product manufactured by Owens Corning to ensure the best thermal and noise control performance available.

Metal Insulation Support

16" or 24" wire rod or crisscrossed wire to hold floor insulation in place.

Reflective Insulation System

Reflective insulation System is formed by a combination of low emittance surfaces and air spaces that provide reflective cavities, which have low levels of radiant energy transmission.

Un-faced Insulation

insulation with no attached vapor retarder.

Foil-Faced Vapor Retarder

Created by coating a foil-backed paper with a thin layer of asphalt adhesive. The coated side of the foil-backed paper is then applied to the un-faced insulation material. The asphalt adhesive bonds the foil-backed paper and the insulation together.

Glass Fiber

glass in a strand form. The ingredients are essentially the same that go into any glass product such as a window pane or drinking glass.

Kraft-Faced Vapor Retarder

Created by coating kraft paper with a thin layer of asphalt adhesive. The coated side of the kraft paper is then applied to the unfaced insulation material. The asphalt adhesive bonds the kraft paper and the insulation together.

MIRAFLEX® Fiber

A revolutionary soft-to-the-touch glass fiber insulation developed by Owens Corning for easier handling and installation. In addition to its virtually itch-free characteristic, insulation with Miraflex® has extraordinary resiliency allowing it to be packaged in more convenient, ultra-compact rolls.

Un-faced Insulation

Insulation with no attached vapor retarder.

Grace Period

A specific period of time after a premium payment is due during which the policy owner may make a payment, and during which, the protection of the policy continues. The grace period usually ends in 30 days.

Annuity Period

The time between each payment under an annuity.

Operating Expenses

The amount of money the company must spend on overhead, distribution, taxes, underwriting the risk and servicing the policy. It is a factor in calculating premium rates.

Personal Line of credit (Credit Insurance)

A bank's commitment to make loans to a borrower up to a specified maximum during a specific period, usually one year.

Waiting Period (Credit Insurance)

A specific time that must pass following the onset of a covered disability before any benefits will be paid under a creditor disability policy. (Also known as an elimination period).

Amortization Period

The time over which all regular payments would pay off the mortgage. This is usually 25 years for a new mortgage, however can be greater, up to a maximum of 40 years.

A/C Condenser

The outside fan unit of the air conditioning system. It removes the heat from the freon gas, "turns" the gas back into a liquid, and pumps the liquid back to the coil in the furnace.

Amperage

See Ampere

Ampere

A unit of electrical current or volume--see "Voltage." Most homes have an electrical service 'entrance' package of 125 or 200 amps. Some older homes have 60 or 100 amp 'entrances'.

Annual Percentage Rate (APR)

Annual cost of credit over the life of a loan, including interest, service charges, points, loan fees, mortgage insurance, and other items.

Foil-Faced Vapor Retarder

Created by coating a foil-backed paper with a thin layer of asphalt adhesive. The coated side of the foil-backed paper is then applied to the un-faced Insulation material. The asphalt adhesive bonds the foil-backed paper and the Insulation together.

Kraft-Faced Vapor Retarder

Created by coating kraft paper with a thin layer of asphalt adhesive. The coated side of the kraft paper is then applied to the unfaced Insulation material. The asphalt adhesive bonds the kraft paper and the Insulation together.

Living Square Footage

See square Footage, Living

Metal Insulation Support

16" or 24" wire rod or crisscrossed wire to hold floor Insulation in place.

Polyethylene Vapor Barrier

Plastic film used to prevent moisture from passing through unfaced Insulation. Both 4- and 6-mil polyethylene are preferred because they are less likely to be damaged during construction.

Reflective Insulation System

Reflective Insulation System is formed by a combination of low emittance surfaces and air spaces that provide reflective cavities, which have low levels of radiant energy transmission.

Sleeper

Strip of wood laid over concrete floor to which the finished wood floor is nailed or glued.

Square Footage, Living

The square footage in a home that is heated and/or cooled. The space occupied by two-story rooms and stairwells is counted once in the lower floor's square footage. Living square footage does not include garages, bonus rooms, or porches unless otherwise noted.

Un-faced Insulation

Insulation with no attached vapor retarder.

Vapor Retarder

Helps control the amount of moisture passing through the Insulation and collecting inside exterior walls, ceilings and floors.

Walk Through

A final inspection of a home before "closing" to look for and document problems that need to be corrected.

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